Your people. Their purchase. One advocate.
Where the money comes from
This comes out of John’s own fee, and it only exists because he is representing the employee on the purchase. When it applies, it goes straight to escrow and lands on the closing costs. No money changes hands, and it is not a grant or a down-payment program.
Say what they are planning
Your employee fills out a short form: their name, how to reach them, and what they are hoping to buy. What they discuss with John stays with John.
Talk it through with John
He walks them through working together and what he can put toward their costs. The seller has to agree to pay his fee.
Find out what applies
Their lender and loan program decide how much of it can land on their closing costs. That number goes in the paperwork.
The advocate your employee works with
The home and the loan, handled together.
John has been doing this in California for 36 years, as both a real estate broker and a senior loan officer. That means the house and the loan are being handled by the same person, so the two halves of an employee’s purchase stay in step instead of talking past each other.
Plain language, always. We’ll walk you through it.
What this asks of you
Nothing to administer
You pass it along. That is the whole ask. Employees decide whether to use it, whether to call John, and what they tell him. Nothing to sign, nothing to pay, and no employee information comes back to you.
It fits where homebuying questions already come up: relocation and mobility, new-hire packets, a California office opening, financial-wellness programming.
See the page written for employeesStraight answers
Will it work out for every employee?
No. Sometimes it covers all of the closing costs, sometimes part, and on some purchases it does not happen at all. Tell employees to wait for the real number rather than building a budget around a maybe.
Does passing this along commit the company to anything?
No. There is no agreement between John and the company, and an employee reaching out does not commit them either. Working with John and getting a loan are separate decisions, each with their own paperwork, and they see both before choosing.
